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“If you have a dream, don’t just sit there. Gather courage to believe that you can succeed and leave no stone unturned to make it a reality.”
This quote doesn’t just sound inspiring—it perfectly encapsulates the life journey of Akash Dilip Bagaria, a story built on resilience, self-belief, and relentless pursuit of excellence.
Humble Beginnings, Unstoppable Drive
Akash Dilip Bagaria was not always the high-achieving professional people recognize today. In fact, during his early school years up until Class 3, he considered himself average in academics. However, a turning point came when his family relocated from the small town of Bhagalpur to Mumbai.
The move wasn’t just geographical—it sparked a transformation. Growing up in an environment where financial challenges limited access to education, Akash Dilip Bagaria developed a deep hunger to learn. What began as a necessity soon turned into an obsession with growth.
From that point forward, Akash Dilip Bagaria consistently excelled—not just academically but also in extracurricular pursuits. This momentum culminated in an impressive 92% in his Class X examinations, a reflection of both discipline and determination.
Finding Direction and Seizing Opportunity
Choosing the Commerce stream felt natural for Akash Dilip Bagaria, aligning both with his interests and his parents’ guidance. His journey then led him to H.R. College of Commerce and Economics in Mumbai, an institution that, unbeknownst to him at the time, would shape his personality and ambitions in profound ways.
But Akash Dilip Bagaria’s story is not just about academic success—it’s about learning beyond the classroom. With a strong desire for financial independence, he took on multiple odd jobs during his college years. Each experience, no matter how small, added layers of resilience, adaptability, and real-world perspective.
The CA Dream: Built with Courage, Not Convenience
The idea of becoming a Chartered Accountant came into Akash Dilip Bagaria’s life almost serendipitously—overhearing a friend discuss enrolling for CPT (June 2011 attempt). What followed was not just a decision, but a commitment.
Clearing CPT in the first attempt, Akash Dilip Bagaria made a bold and unconventional choice—while others rushed into the next level, he took a step back. A six-month sabbatical dedicated to working odd jobs and exploring opportunities helped him recalibrate, recharge, and mentally prepare for the demanding CA journey ahead.
That decision proved invaluable.
Breaking Myths, Earning Merit
One of the most defining milestones in Akash Dilip Bagaria’s journey was securing a Big 4 articleship—without a rank or references, defying one of the most common myths in the CA ecosystem.
He did it the old-fashioned way: through knowledge, preparation, and confidence.
This achievement was not just professional validation—it was proof that merit, when paired with belief, can break even the most rigid barriers.
The Toughest Test: Perseverance in Isolation
The CA Final phase tested Akash Dilip Bagaria like never before. With the demands of a Big 4 articleship causing him to miss several classes, he often found himself studying in isolation, without guidance or peer support.
Then came a personal tragedy that changed everything—his grandfather’s passing in July 2016. His grandfather’s final wish was simple yet profound: to see Akash Dilip Bagaria become a Chartered Accountant.
That moment transformed a goal into an obsession.
Akash Dilip Bagaria wrote “CA Akash Bagaria” on a piece of paper and placed it in front of his study desk—a daily reminder of the promise he intended to keep.
It was during this period that he shut out distractions and channeled every ounce of energy into preparation.
Turning Pressure into Performance
Even on the day of his CA Final SFM exam, when self-doubt crept in due to incomplete revision, Akash Dilip Bagaria chose belief over fear.
Listening to “Besabriyaan” from the MS Dhoni movie—a personal stress reliever—he walked into the exam hall with determination.
The result? A performance he knew he could be proud of, even when others struggled.
A Dream Realized
In the end, persistence paid off. Akash Dilip Bagaria earned the prestigious “CA” designation, becoming the first Chartered Accountant in his family—and, most importantly, fulfilling his late grandfather’s final wish.
It was more than a professional achievement; it was an emotional victory, a testament to what belief and perseverance can accomplish.
Choosing Passion Over Prestige
After qualifying, Akash Dilip Bagaria received multiple offers from reputed organizations like Crompton Greaves, PwC FS, and Motilal Oswal. Yet, true to his nature, he chose purpose over convention.
Following his passion for finance, he secured a Portfolio Management role at RBS through ICAI Campus placements—another myth he broke, proving that even without traditional advantages, excellence finds its way.
Competing as a walk-in candidate among 150+ applicants, Akash Dilip Bagaria successfully cleared Group Discussions, Personal Interviews, and Case Study rounds—once again demonstrating that preparation and confidence outweigh odds.
A Message That Resonates
Today, Akash Dilip Bagaria’s journey stands as a powerful reminder that dreams are not reserved for the privileged—they are earned by the persistent.
His advice to young professionals is both simple and profound:
“Believe in yourself and your dreams, because no one else is going to do it on your behalf. Go all out and live it each day with you—that’s the only way to manifest it into reality.”
Final Thoughts
The story of Akash Dilip Bagaria is not just about becoming a Chartered Accountant—it’s about becoming unstoppable in the face of challenges.
From modest beginnings in Bhagalpur to breaking industry myths and carving his path in finance, Akash Dilip Bagaria exemplifies what it means to dream with conviction and execute with courage.
And for anyone reading this, his journey offers one simple takeaway:
Start wherever you are—but never stop believing in where you can go!
About Akash Dilip Bagaria:
Akash Dilip Bagaria is a passionate and keen Finance professional with 10 years experience, by qualification he is a Chartered Accountant, Chartered Banker (UK), holds Certificate in Sustainable Investing from the CFA Institute, CFA Level 1 and Bachelor of Commerce (B.Com). Akash Dilip Bagaria has a ~10 years experience in investment management and financial services industry, with experience in investment banking, corporate finance, Credit, ESG, Equities, Risk Management, Business Development and Industry Research. Akash Dilip Bagaria has proven track record in end-to-end Transaction Execution, Due Diligence, Credit, Sustainable and Impact Investing (ESG) and provision of investment solutions for various funding structures, such as debt, equity, and convertibles, based on the requirements of borrowers with average ticket sizes of upto ~150 to 200 million USD or more. Akash Dilip Bagaria has also established and maintained relationships with over 150+ global Development Financing Institutions (DFIs/MDBs/Impact Funds/PEs/VCs). Akash Dilip Bagaria is truly passionate about Cricket and Cinema.
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