How to Score Discounts on Your Insurance

We’re all trying to watch our spending, but there’s some things we do have to make sure we pay for each month. For drivers, that’s auto insurance. While rates may take a lot out of your wallet, there are ways to score some discounts and put a little more green in your pocket while keeping your ride safe.

Discount Double Check

You’ve probably seen the commercials somewhere featuring Green Bay Packers quarterback Aaron Rodgers talking about the State Farm Discount Double Check. Discount Double Check is a program that State Farm offers policyholders to assure they get every discount that they may qualify for. It’s also used as a way to get consumers who are covered by other insurance companies to see if State Farm is a cheaper option for them. In some cases, State Farm customers saved as much as 40 percent thanks to the Double Check.

While being Aaron Rodgers is pretty cool, you don’t need to have his Packers contract to get special treatment (don’t Google how much he makes, it may depress you). The State Farm Discount Double Check offers a variety of discounts for drivers in the United States, including, but not limited to:

  • Multiple vehicles on your auto insurance policy
  • Combining with other State Farm policies
  • Military discounts
  • Paperless and automatic billing
  • Good credit

Beyond just the Discount Double Check, there are other ways that drivers who may not be with State Farm can get some money trimmed off their monthly premiums.

Safe Driving

img

While keeping yourself and your loved ones safe on the road is a priority anytime you get behind the wheel, it can also save you money on your monthly payments for premiums.

Car insurance companies love good drivers that avoid accidents and filing claims, so much so that they reward them with savings. Depending on how long you stay incident-free while driving, a provider can offer a discounted price anywhere in the range of 10 to 40 percent. If you have violations on your record, don’t despair.

Safety equipment like anti-lock brakes and airbags can actually get you a discounted price. In the case of airbags, a provider may offer discounts on your personal injury protective coverage under your auto insurance policy. If your car has anti-theft features, that can also net you some savings on your comprehensive coverage.

Experience Behind the Wheel

img

Some people may not want to reveal their true age, but your birthday may help you save on your car insurance. Some policyholders can get discounts for taking approved defensive driving courses if the driver is above the age of 50. In fact, these discounts are mandated in certain parts of the United States.

On the opposite end, teens who are just getting behind the wheel can help their parents save on coverage by just keeping a clean record. In fact, good grades can even score some savings on auto coverage as well.

Safe driving is important, not just for discounts, but for everyone’s safety. Driving while intoxicated can not only land you behind bars, but it can endanger the lives of everyone around you. People have found themselves in prison for those failings of moral responsibility, but now they try to rebuild. Those imprisoned may be ignored by family members and friends because of their actions, feeling a trace of bitterness and nobodiness as they serve their sentence.

However, a letter can change that person’s outlook. The truth is people in jail love reading letters, as it gives an inmate a taste of the outside world and a feeling that someone still cares. It’s the best way of erasing the kind of tension someone serving time may feel. Sending a letter on a whim could be what keeps an inmate focused on getting to the outside world again, and having the same basic privileges that many of us take for granted.

About RJ Frometa

Head Honcho, Editor in Chief and writer here on VENTS. I don't like walking on the beach, but I love playing the guitar and geeking out about music. I am also a movie maniac and 6 hours sleeper.

Check Also

Are Retirement Plans Mandatory?

When people think of retirement, what comes into their minds is sailing on high seas, …