Suppose you are injured in a car accident which was not your fault. In that case, there are certain things you should do immediately following the collision to ensure that you have the best chance of receiving full compensation for your injuries.
In this article, I, Michael D. Ribowsky, A personal injury and accident lawyer in New York City; aims to cut through the confusion and give you a clear guide on what you should do after you’ve suffered an accident.
What to do after a personal injury accident
First of all, inform police for emergencies, then collect a copy of the witnesses’ accident report and statement, address, and contact numbers. Use your cell phone for pictures and recordings if you are able. All this will help you a lot to claim the insurance policy. You need to gather as much information and evidence of the accident. Manage the insurance policy information of the drivers who were part of the accident.
Never delay for essential medical help
Always try to get immediate medical help, either the injuries are severe or mild. Initial medical treatment after an accident, it is essential to describe injuries thoroughly and in detail. These medical reports will assist you in the documentation of your complaints and injuries. If you hesitate with a slight pain in a specific area could intensify over time and become a severe internal injury. The insurance companies will argue with the wounds which were not mentioned in the previous medical provider’s report.
The process of filing insurance claims
The personal injury protection PIP or medical payment portion of the driver’s car insurance policy will lead you to file a claim for your loss. All necessary diagnostic tests and examinations such as x-rays, MRIs, and scans that you ask for and receive immediately after the accident leads you to better insurance recovery. Don’t hesitate with medical expenses and savings. Only consider your health, and every single injury is discovered and documented. Never let the insurance company get a chance to prove that your injuries didn’t occur in the accident or fake. The earlier you received and recorded your treatment, the easier it is to recover the loss.
Personal vehicle insurance
If you are a passenger in a car accident, you have to file a claim against your insurance. With personal injury protection, you may cover your medical bills. But if you are not driving at the time of the accident, then the amount of insurance claim will not match the medical bills rates. In that case, your health insurance policy will help you to maintain any expenses of treatment.
Ask for legal help after the accident
Although the insurance claim is your right, it’s not easy to get compensation from the companies. On the other side, this recovery process may take several months or years. So the better option is to hire an expert attorney like Michael D. Ribowsky, A personal injury and accident lawyer in New York City to assist you. He will fight for the best interest as you can receive maximum compensation for your loss. An experienced lawyer will guide you throughout the entire legal process. He will calculate every particular damage such as- property damage, vehicle repair cost, coverage for a rental car, medical expenses, and maximum recovery for your injuries.
For compensation, representing losses through a lawyer will surely help you receive ⅔ times more than a personal presentation. It would be best if you remained patient and should be prepared for the circumstances when seeking recovery for your injuries.