Financial Impact of Spinal Cord Injury and How a Lawyer Can Help

Spinal cord injuries can be among the most devastating and life-altering injuries that can happen to you, and they can happen to anyone at any given point in time. This type of injury most commonly occurs due to automobile accidents. Other reasons could be a surgical error or a fall. If you have sustained a spinal cord injury, it might seem like every facet of your life is negatively impacted. You need to deal with the effects of your injury mentally, emotionally, financially, and socially. 

Spinal cord injury hinders your ability to work, socialize, and pay for the medical treatment and it can even cause paralysis. When you or your loved one suffer from this catastrophic injury, you need a strong voice to fight for the justice and the compensation you deserve, and spinal cord injury lawyer can help you file a personal injury lawsuit against the liable party. 

Understanding Back and Spinal Cord Injuries 

There are many ways one can sustain spinal cord injuries, including paralysis. You may have suffered any of the following. 

Slipped or herniated disk — High pressure on the spine such as during an accident can cause the disks between vertebrae to bulge or move out of place.

Whiplash — When the head whips back and forth in a vehicle accident, it causes great strain on the area around the neck.

Incomplete spinal cord injury — This accounts for more than 60% of spinal cord injuries. The spinal cord is partially severed and despite the injury, you can still exercise some control below the area of injury.

Complete spinal cord injury — If anyone suffers from this type of injury, they lose all control below the site of injury, leaving people with some form of paralysis.

A good spinal cord injury lawyer will be able to explain to you it in detail. These are just a few general categories of injuries. These injuries are also differentiated by where the spine was injured (front, back, middle) and the patterns the paralysis takes (quadriplegia, tetraplegia, paraplegia, etc.).

Annual Cost of Accidental Paralysis

When estimating the amount of money you need to spend on a paralysis diagnosis, you need to remember that the cost can be divided into direct costs like medical bills and care expenses as well as indirect costs (expenses of living increases). The victim and the family need to absorb both while insurance companies often only for direct expenses.

A victim of tetraplegia paralysis can expect to pay $760,000 to well over $1 million as annual direct expenses. While victims of paraplegia are often burdened with $340,000 and half a million dollars as direct expenses.

These figures are shocking and can immensely deteriorate the financial condition of the victim and their family. However, this is just the cost associated with direct medical expenses and care. The indirect costs can mount as high as $70,000 or more.

Lifetime Expenses for Paralytic Injury

The cost mentioned above is immediate expenses, but it’s not that cause catastrophic financial crises. Many health insurance and liability policies will cover the expenses of up to $ 1 million. However, most of these spinal cord injuries have a lifelong consequence and the total expenses a victim and their family could face can be immense. 

For a tetraplegic paralysis, the average estimated lifetime cost can run between $2.1 million and $4.7 million. While for a paraplegic victim, it can be between $1.2 million and $2.3 million depending on their age at the time of the accident.

Compensation for Spinal Cord Injuries

The impact of spinal cord injury on victims and their families can be devastating and the medical expenses associated are too much to bear. If you or your family member have been in an accident and suffered spinal cord injury, you may be able to file a lawsuit and get compensation for your injuries and losses. An experienced spinal cord injury lawyer may be able to help you recover the following damages.

Medical Expenses – Lawyers can help you recover money for medical bills resulting from the injury, including hospital bills, prescription drugs, doctor visits, and rehabilitation, as well as any future medical expenses.

Lost Wages – When anyone suffers from a spinal cord injury, they are not able to work. You are entitled to compensation for time spent away from work, as well as a loss of earning capacity may also be awarded.

Pain and Suffering – When an individual suffers a spinal cord injury, they experience lasting physical and emotional pain. Victims can receive monetary damages for their pain and suffering.

Also, at times insurance policy limits don’t reach the real costs of victim’s spinal cord injuries. A spinal cord injury lawyer can file a lawsuit to seek compensation above and beyond what standard insurance policies will payout.

Spinal cord injury lawsuits usually involve complex legal and medical issues than those of a typical injury case so, if you’re thinking about filing a lawsuit, you should speak with an experienced spinal cord injury lawyer at Accident Lawyers Firm. The lawyers here are knowledgeable and reliable. Contact them to get a free case evaluation. 

About Shahbaz Ahmed

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