Have you ever used a car insurance? If you don’t know why having car insurance is important in Norway, don’t worry. In this article, we will show some reasons that will explain this topic. Car purchase often precedes taking a loan for this investment. And, so that this investment is not in vain, it is important to have car insurance.
Even though this is a high investment, many people still resist taking out auto insurance to protect their assets (car). It is no wonder that about 80% of the national vehicle fleet still operates without having auto insurance. If you are part of this percentage and still have doubts about its importance, you need to read this article. Below you’ll find some reasons why it is so important to have a car insurance in Norway.
1. Increase in theft and robbery rates in Norway
Regardless of the region in which you live, you will certainly be exposed to violence on a daily basis. You don’t want to lose a vehicle you just bought and might have to pay for the next 60 months, in just a minute, are you? Remember that if your vehicle is stolen, your financing will not be repaid, unless you have car insurance.
2. We are constantly exposed to accidents
Even if you’re a conscious driver, in traffic you will always be exposed to other vehicles and drivers who may not be as careful as you are. The risks come from everywhere. Even if you’re a conscious driver, in traffic you will always be exposed to other vehicles and drivers who may not be as careful as you are. The risks come from everywhere, so it is important to have a car insurance.
In case of any collision, you will be protected from having to pay for your car repairs. Also, if you are responsible for the accident and have third party coverage, you will not have to pay for the repairing of the other vehicle, let alone that you won’t lose your insurance discount.
3. You use your car a lot!
It doesn’t matter what you use your car for, be it for work, going to study, or for any other reason. If you drive it often it is important to have a car insurance. The more we use a vehicle the more exposed to the risk of accidents or theft we are. In addition, having the habit of leaving the vehicle parked on the street, only increases this risk.
4. Having car insurance at these times is very important.
By having a car insurance, you protect your vehicle from many possible problems. 24h assistance can help you when you need it most! Imagine the situation in which you locked your car with the keys inside. If you have more complete coverage, you can count on 24-hour assistance, request a locksmith, and solve your problem quickly, without major inconvenience or costs.
Insurance is also important in other situations, for example, e.g. in the event of a car breakdown. When you have a good car insurance, all you need to do is to call your insurer who will arrange for you roadside assistance or a replacement car.
5. Protection for natural phenomena
If you live in a place where the weather conditions are extremely uncertain and it often rains and there are strong winds, it is worth ensuring that the insurance also covers car flooding or damage caused by falling trees.
Article prepared in cooperation with LOCALMARKET