3 Types of Insurance You Want to Have

Nobody backs out of their driveway thinking they will get in a car accident that day. Smashing into another car is not only terrifying; it can cost us our health, our vehicles, and sometimes our lives.

It is not only car accidents that happen uncontrollably; climate change has ushered in sudden floods, fires, and just about any other imaginable natural disaster. Sometimes, these cataclysmic events cost people their homes as well as their livelihoods, leaving them devastated as they have to rebuild their entire lives.

When unpredictable tragedy strikes, there is no better sense of peace than knowing you and your loved ones are covered financially.

Here are three types of insurance you want to have when that which we least expect happens.

Car Insurance is Mandatory

We spend thousands of dollars on our vehicle of choice. Later, we spend more money changing oil and tires and filling the tank up with gas. What seems like an unnecessary expense may save you a world of heartache in the future and is also required by law.

The probability of accidents increases with every additional car on the road. Depending on the type of car insurance policy you have, your insurance will cover medical costs, therapy if needed, theft, and other types of unexpected damages.

BrokerLink in Calgary offers to find the policy with the lowest premium that best suits their client’s needs so they can finalize their car purchase.

A Home is Worth Protecting

There is no collection of words that can be strung together to completely express what home means to all of us. Everything we are is plastered in the photographs dotted around our living rooms, and everyone we love sleeps soundly in their beds. There is unparalleled comfort in knowing you have a place to lay your head. 

Property insurance is there to cover you should something sudden and accidental happen to your home.

This property insurance guide helps to clarify some of the questions about specific policies. 

Leaving Your Loved Ones Financially Secure

The world was shocked when Kobe Bryant’s helicopter went down, ending his and his 13-year-old daughter’s life. As we are reminded through a celebrity’s death, tomorrow is not guaranteed to anyone. 

Death is no easy task to work through. Many times, family members are left with unpaid hospital bills, funeral expenses, and learning to cope with the loss of an income that helped sustain their livelihoods. 

Having life insurance can help families transition through the loss of a loved one and give you the comfort of knowing they will be taken care of should you pass.

Depending on the policy and a variety of factors, like age and occupation, the monthly premium will vary.  

Prevention: The Best Problem Solution

Life has an extraordinary way of testing us, and sometimes those trials can be overwhelming. While there is no security of what is precisely going to come tomorrow, we can do our part in making sure we get through our days as safely as possible.

Investing in insurance is the best way to protect your family and personal assets against financial ruin. There have been many heartbreaking stories about people losing everything because they did not have insurance.

About RJ Frometa

Head Honcho, Editor in Chief and writer here on VENTS. I don't like walking on the beach, but I love playing the guitar and geeking out about music. I am also a movie maniac and 6 hours sleeper.

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